Build a realistic household budget
Turn income, bills and irregular spending into a usable monthly plan.
Open full lesson →Community Academy
£ Money Academy
Budgeting, bills, debt, benefits, fraud prevention and financial resilience.
Starter pathway
Five lessons
Prioritise essential bills
Understand which arrears carry the most serious immediate consequences.
Open full lesson →Respond to debt letters
Check, verify and answer debt correspondence without unaffordable promises.
Open full lesson →Check benefit entitlement
Use approved calculators and distinguish estimates from formal decisions.
Open full lesson →Avoid scams and risky borrowing
Recognise pressure tactics, verify firms and avoid dangerous borrowing.
Open full lesson →Course outcomes
- A clear understanding of the issue.
- A practical action plan.
- An evidence and document checklist.
- A route to local or national support.
How to use this course
- Open each numbered lesson for detailed guidance.
- Follow the practical steps in order.
- Use the official sources to verify current rules.
- Save useful lessons and ask Decimus for basic navigation help.